Preparing for Retirement in Your 60s: Key Strategies and Considerations

You’ve reached the end of your full-time working career, but are you fully prepared for retirement…

Retirement Savings Strategies for the Self-Employed

According to a 2012 study by Ameritrade, 10 million Americans are self-employed, yet 70% of them…

Navigating Debt in Retirement

Retirement should be a time of relaxation and enjoyment, but for many Americans, it comes with…

6 Reasons You Might Reconsider Retiring Too Soon

Retiring early can seem appealing, but it has its drawbacks. Here are some reasons why delaying…

Maximizing the Benefits of Your Retirement Account

Planning for retirement is something we all need to consider. Whether you’re just starting your career…

6 Strategies to Diversify Your Retirement Income

Regardless of your stage in life, retirement planning is inevitable. Reflecting on my own experience, I…

The Challenges Of Living And Working In Honolulu, Hawaii

After taking my family on a nine-day vacation to Honolulu, Hawaii, my plan to relocate there…

The Most Important Personal Finance Ratios To Build Wealth

As an investor, understanding financial ratios is important to help assess the current state of a…

Buy The Perfect Dream Home Now Or Wait For A Better Price

A large part of building wealth involves delaying gratification. Therefore, you might find yourself wondering whether…

Letting An ARM Reset Is Similar To A Free Mortgage Recast

If you bought a home during a high-interest rate environment, it’s wise to prepare for either…

The Perfect House To Raise A Family In A Big City

Since 2003, I’ve been climbing up the property ladder to find the perfect house in a…

Don’t Beat Up Your Opponents Too Badly While Smiling

If you want career, financial, and social success, don’t beat up your opponents too badly while…

No Rush To Pay Off Your Adjustable-Rate Mortgage Before Reset

During my days of purchasing homes with mortgages, I had a fondness for adjustable-rate mortgages (ARMs).…

Why Life Insurance Should Be a Priority for Everyone Over 30

I don’t usually make broad statements, but I believe everyone over 30 should start considering life…

How to Prevent Debt from Hindering Your Wealth Building

Over 80% of Americans carry some form of debt. Does this mean that more than 80%…

8 Innovative Strategies to Afford Retirement

Retirement has traditionally been viewed as the ultimate reward for a lifetime of hard work. You’ve…

From Full-Time To Part-Time Fatherhood: A Tricky Transition

When my son was born in April 2017, I promised to become a full-time father until…

Investing 101: A Simple Guide to Get Started

Back in high school, the lunch room was divided by social status. Football players sat at…

6 Financial Lessons I Would Teach My Younger Self

As I reflect on my financial journey at 31, nearly a decade out of college, I…

How to Determine the Right Time to Refinance Your Mortgage

  One of the biggest decisions homeowners face is knowing when to refinance their mortgage. It…

Reasons and Methods for Refinancing Your Mortgage

When we first get our mortgages, we often assume everything will be set for the next…

How to Secure the Best Car Insurance Rates

When it comes to securing great car insurance rates, there are several factors to consider. Everyone…