How We’re Cutting Costs for Our Baby


Having a baby? Here are five ways to prepare financially

I am expecting our first child this fall. Like any new parents, we want the best for our baby.

But at what cost?

We’ve quickly learned that having a child is expensive. We expected costs, but we’re still surprised by how much a baby needs. Even with our minimalist approach, we keep discovering items that seem essential.

So far, we’ve managed to spend only about $40 on baby items, and we’re hoping to keep our frugal habits. Here’s how we’re saving money on a baby.


We’re planning to reuse items for future children, so we’re avoiding gender-specific purchases. We decided to keep the baby’s gender a surprise, which helps us avoid buying items specifically for a boy or a girl.

This also reduces the amount of baby clothes we’ll get at our shower, encouraging guests to gift practical items instead. From our friends’ experiences, people often give lots of cute baby clothes that are quickly outgrown, whereas practical items like burp cloths are more useful.


We’re being minimalist with our baby registry, focusing only on essentials and skipping “nice to have” items like a baby swing. While some rave about swings, others find their babies don’t like them. We’re holding off on big purchases until we know what we really need.

We’re also waiting until after our baby shower to buy anything. Although it’s tempting to buy deals we come across, we’d rather see what we get first and then purchase what’s still needed.


We prioritize safety and longevity for essential items like a car seat and stroller. We won’t compromise on these for cost.

For non-essential items, we’re looking at VarageSale, Craigslist, and Facebook groups to find quality used items. You can get things like bouncers, clothes, toys, books, and diapering supplies for more than 75% off retail, which is a great deal.


Saving money for children also means planning for the future. While I hope for solutions to the current college debt crisis, we can’t rely on government help. We’re starting to save now to ease future burdens.

Even putting $100 a month into a college savings plan will help build a nest egg. We don’t plan to cover all of our child’s tuition, but contributing something will make a difference.

Having a child is expensive, but it doesn’t have to be overwhelming. By sticking to our frugal and minimalist approach, we aim to keep our child-related expenses low.



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